RedBalloon Offer Terms and Conditions

“RedBalloon Offer” City Finance Pty Ltd

(ABN 28 602 842 839 Australian Credit Licence 469854) (the” Promoter” or “City Finance”)

How to Redeem Offer

To enter the “City Finance RedBalloon Offer”, you must:

  • Apply and be approved for a loan online at and
  • Take out a new loan with City Finance of $1000 or greater and
  • Make four scheduled consecutive repayments.

If at any time City Finance is of the opinion that the applicant has provided false details, or otherwise entered this offer fraudulently, City Finance has absolute discretion to refuse the offer and has no obligation to provide reasons to the customer for its decision.

Please see “Start and End Dates”” for offer commencement and closing dates.

Conditions of Entry

In order to be eligible for the offer, you must have completed the redemption steps (see “How to Redeem Offer”) between 9am AEST on 22nd June and 5pm AEST on 17th July 2015. Applications received outside of these dates and times will not be eligible.

Entry is open to anyone, with the exception of those who fit into the “Entry Exclusions” (see below). Only one offer per person will be accepted.

Entry Exclusions

Entry is not open to the following:

  • Non-Australian residents
  • Customers under the age of 18
  • Customers with an existing City Finance loan
  • Customers who had an active City Finance loan between 1st January 2015 and 30th June 2015
  • City Finance directors, management, employees or their immediate family
  • Franchisees, employees or their immediate family

Details and Values of Offer       

Each eligible customer will receive one RedBalloon Gift Card to the value of $100.00.

Start and End Dates

The competition will commence on Wednesday 1st July at 9am AEST and end on Friday, 31th July at 5pm AEST.

How Customers will receive their Red Balloon Gift Card

Successful offer recipients will receive their $100 RedBalloon Gift Card via email from RedBalloon. Gift Cards will be emailed to customers at the completion of the offer, and only after they have made four scheduled consecutive repayments. Gift Cards will be emailed to customers after 11th September 2015.

All details of the offer recipients will be kept securely by City Finance for a minimum of 5 years after the offer end date.

No Responsibility for Emails or Facebook Private Messages

City Finance assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to or alteration of any online offer applications, Facebook private messenger or email communications.

Privacy Policy

Handling Your Information

City Finance will handle your personal information in accordance with the “National Privacy Principles”, and in particular, the recent amendments introduced by the Privacy Amendment (Enhancing Privacy Protection) Act 2012. By entering this offer, you consent to your personal information being used by City Finance for marketing purposes, including the publication of your name (including tagging) on the City Finance website, social media pages and other publicly available information. City Finance may also contact you by email from time to time with financial offers, products, services or other promotional offers that may be suitable to you.


If you prefer not to receive marketing information from us, you may opt out at any time by clicking on the unsubscribe link within the emails that City Finance sends you which will remove your email address from our email client database.


If you have any concerns or questions on how City Finance deals with your personal information, please feel free to contact our Privacy Manager on (07) 3458 9200.


Not to be used in conjunction with any other offer. Normal lending criteria applies.
Financial Health Warning: Any financial product advertised here does not take into account your objectives, financial situation or needs, which you should consider before proceeding with an application.