We're here for you through life's ups and downs, specialising in small loans to keep things manageable.

Frequently Asked Questions



How quickly will I receive my funds?

Most people have the money available within minutes of a funds transfer.

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What are my other options?

Personal finance loans are not for everyone, and you should carefully assess whether you really need a loan today.

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What types of loans does City Finance offer?

Cash advance loans, Short-term loans, Medium-term loans, Other loans

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Am I eligible for a City Finance short-term loan?

For cash advances or small personal loans up to $2,000, you can quickly find out your eligibility by applying online. For larger loans, you should contact your nearest branch.

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Does City Finance conduct credit checks for short-term loans?

As with most loan providers, we carry out credit checks as part of our initial assessment.

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Does City Finance need to call my payroll to approve my short-term loan?

Our system usually verifies your details automatically, but there are occasions when we feel additional checks are necessary.

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How many City Finance short-term loans can I borrow at once?

For small personal loans under $2000 that will be repaid in full in under a year, you may be able to have more than one at a time.

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How much money can I borrow?

This all depends on factors such as your income and credit history, but most people are able to secure a loan of up to $2000, in some cases more.

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