Personal finance loans are not for everyone, and you should carefully assess whether you really need a loan today.
Remember, it can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow.
Before taking out a loan, we recommend you seek financial advice from a registered professional or visit the Government’s MoneySmart website. It shows you how small amount loans work and you might discover that there are other, more cost-effective options available to you.
You can also call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out an alternative payment plan with them to ease the urgency of your situation.
If you receive government benefits, call Centrelink on 13 17 94 and ask if you can receive an advance.