We're here for you through life's ups and downs, specialising in small loans to keep things manageable.

Small Cash Loans

Need help with funeral costs? An unexpected vet bill? Or you might want to consolidate multiple loans to reduce payments. Whatever you might need a short-term loan for, City Finance is here to help.

Small loans, long repayments

If you’re looking to borrow a relatively small amount, between $100 and $300, and need a bit more time to pay it back, our short-term loans could be just what you need. We can organise a repayment schedule that is spread out up to 12 months if you need it.

Hassle-free borrowing

We like to keep things simple. As part of your repayment plan, we’ll arrange to deduct your payments at a frequency that suits you (weekly, fortnightly or otherwise as agreed) directly from your nominated bank account, so there’s no extra effort involved.

All-inclusive lending

Unlike others in the industry, we don’t discriminate against the unemployed, self-employed or those receiving Centrelink benefits. Over the years we’ve helped thousands of Australians when no one else would. All we ask is that you’re over 18, have 100 points of ID and can demonstrate a regular income of some form.

Flexible repayments

We’ll sit down with you to agree on a repayment schedule that works for you. If you find you can make repayments quicker than agreed, that’s fine – there are no penalties for early payment. Simply transfer it to us via direct deposit. If you find you’re struggling to make repayments, please get in touch as soon as possible so we can start working on a contingency plan with you.