We're here for you through life's ups and downs, specialising in small loans to keep things manageable.

Who we help

Unexpected Christmas presence?

John was on a tight budget, but he was pretty sure he’d got Christmas with his wife and two young sons sewn up. Then his sister Sally called and insisted she, her husband and three kids would be spending Christmas with them.

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A long-overdue reunion – without going overdrawn

Claire’s old schoolfriend Sandy moved across the country five years ago. The two stayed in touch but Claire hadn’t had a chance to visit as she never had the funds. Then Sandy became a new mum and Claire knew she’d never be forgiven if she didn’t visit.

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Supporting a full physical and financial recovery

Six months ago, Sue was made redundant, not good timing, considering she was recovering from a horse-riding accident and needed to pay for her ongoing medical bills.

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Loans for unexpected repairs

Single dad Erik had just paid a big phone bill, sorted out the rego for his car and bought his son some new kit for the cricket season. Then the washing machine made a horrible whining noise for 30 seconds before dying completely.

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When the wheels come off your finances

Melissa uses her car for everything, so when it decided not to start one morning Melissa’s day suddenly became really complicated.

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Unexpected phone bills

For two weeks Jay had spent hours on the phone talking to a girl he met on a building job. He soon received an enormous phone bill. Apparently he’d been calling a mobile overseas, she’d gone on holiday and not said anything.

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No such thing as free parking

Louis managed to rack up five parking fines in a month. Even with 28 days to pay the first fine, Louis knows finances will be tight for a while.

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Loans for school fees

Dave and Tara were thrilled their son Ben had secured a place at a really good high school. When Ben came home one day and asked if he could go on a week-long camping trip with the school, they said ‘of course!’ Ben was over the moon, and so were Dave and Tara… until they got the finer details of how much it would cost.

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Finance for a new baby

Heavily pregnant Helen is really looking forward to being a new mum. One morning it dawns on her that she’s overlooked quite a few expenses.

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Borrowing for vet bills

Fiona had just opened her own café – something she’d always wanted to do. She was coping fine financially until, two weeks in, her beloved dog Rusty was hit by a car.

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