Complete our quick and easy application form online or over the phone.
Provide supporting documents to speed up the process.
Melissa uses her car for everything – it’s her commute, her shopping trolley, and her friends’ taxi service. It goes everywhere, so when it decided it didn’t start one morning Melissa’s day suddenly became really complicated. And she didn’t have the breakdown cover to get it seen to straight away.
While she waited for a local mechanic to come and check things over, she called the office to say she’d be late, cancelled her evening out with friends, and decided to get a quick bite on the way home instead of attempting a grocery shop.
It turned out there was a problem with the transmission – that would explain the noises it was making! Fairly easy to fix. The cost? For towing the car to the garage and fixing it, about $1,200. Melissa’s routine and social life had ground to a halt with her car, and she couldn’t leave it at the side of the road to shop around for quotes so she agreed.
But as she rode the bus to work she checked her finances on her mobile and wasn’t sure how she’d cover the cost in one go. She earned enough to cover loan repayments, but she’d only been living in Australia for a year so she had no credit history to support her application.
So Melissa popped into a nearby City Finance branch during her lunch break, and explained her situation. Within an hour, she had arranged a short-term loan to cover the cost of the car repairs, with clear and affordable repayment terms… and peace of mind her life was back on track.
Our system usually verifies your details automatically, but there are occasions when we feel additional checks are necessary.
Read MoreSmall loans that can be taken out for amounts between $100 and $2000 and are repayable within 52 weeks (one year).
Read MoreWe set up an automatic, direct debit to collect the loan repayment money from your nominated bank account (this must be the account your salary or other income goes into).
Read MoreLife is what happens when you’re busy making other plans. We understand that it probably wasn’t part of your plan for the washing machine to break down just as your rego comes up for renewal. We also understand the worry this can cause and that’s why we’re here to offer a little finance to make a big difference.
As your local small loan specialist, City Finance has been giving Australians a fair go with life’s expenses for 20 years. How can we help you?