How online cash loans work

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Sometimes life throws you an unexpected surprise. Unfortunately, we’re talking about the unpleasant kind. The kind that costs you cash – cash that you probably don’t have on hand.

Perhaps your car has broken down and needs expensive repairs. Maybe the fridge is on the blink, the washing machine has packed it in, or the dog is facing a trip to the vet that you know is going to come with a big bill.

Whatever the reason – you need cash fast.

Online loans make quick cash easy

  • Ah, the wonders of technology. Gone are the days when you had to spend hours filling in forms and lining up at the bank for a confronting loan interview.
  • Online cash loans make it quick and easy to access the cash you need for life’s little emergencies.

Get online and have cash in a flash

Now you can submit a quick cash loan application from the comfort of your home, car – or even the supermarket queue!

How does it work? It’s as easy as 1, 2, 3!

  1. Get online

  • Once you’ve decided on a loan provider, simply jump online to complete an application.
  • Let them know how much you’d like to borrow and how long you think you’ll need to pay it back.
  • You’ll need to supply your contact information along with the details of any wages, Centrelink benefits and other income you receive.
  • If you can supply recent payslips and bank statements, this could really speed up the processing of your application.
  1. Get a call

  • The loan provider will then get in touch to confirm your details and request any further info they may need.
  • From there, they’ll let you know how much you are able to borrow. It’s a good idea to only borrow as much as you need – remember that you’ll need to be able to pay it all back!
  • Let them know the details of the account you’d like your cash deposited into.
  1. Get your cash!

  • Once your loan is approved, you simply sign the loan documents, and the cash will be in your account in a flash – usually the same day.
  • Most people will have access to their cash within minutes of a funds transfer. In some cases they’ll be available first thing the next morning.

Need a fast cash loan?

  • At City Finance, we understand that life is full of surprises and not everything can be planned and budgeted for. So that’s why we’re here to help. Check out the below steps and see how it easy it is to apply for your quick cash in your account loan! Have more questions? Check out our blog here where we answer the top ten things you’ve asked us about your small loans.