Some things we will consider when determining your eligibility include:
- Your employment status and/or collection of Government benefits including Centrelink
- Supporting information that proves you can afford the repayments
- Your credit history
- Any legal controls we have to adhere to when offering you a loan (usually associated with those people receiving Government benefits)
If you are currently bankrupt, in a Part IX Debt Agreement or have an extremely bad credit history, your application will most probably be declined. Sometimes we just cannot help even if we want to.