We're here for you through life's ups and downs, specialising in small loans to keep things manageable.

Am I eligible for a City Finance short-term loan?

For cash advances or small personal loans up to $5,000, you can quickly find out your eligibility by applying online. For larger loans, you should contact your nearest branch.

Some things we will consider when determining your eligibility include:

  • Your employment status and/or collection of Government benefits including Centrelink
  • Supporting information that proves you can afford the repayments
  • Your credit history
  • Any legal controls we have to adhere to when offering you a loan (usually associated with those people receiving Government benefits)

If you are currently bankrupt, in a Part IX Debt Agreement or have an extremely bad credit history, your application will most probably be declined. Sometimes we just cannot help even if we want to.