Small loans that can be taken out for amounts between $100 and $2000 and are repayable within 52 weeks (one year).
Who are short-term loans suitable for?
Anyone who needs small amounts of cash for short periods of time. This can be for business or personal use.
Can I apply for a short-term loan?
You can apply if you are over 18, have 100 points of ID and can demonstrate a regular income. You can also qualify if you are a business or an individual with an ABN.
How much can I borrow?
From $500 up to $5000.
How long can I borrow the money for?
From 17 weeks up to 52 weeks (one year).
What is the repayment frequency for a short-term loan?
Weekly, fortnightly or sooner by arrangement.
How do I repay?
We will create a payment plan with you and automatically deduct repayments via direct debit from your bank account.
Are additional repayments ok?
Yes, you can pay off your loan or make advance payments ahead of your repayment schedule via an EFT.
What are the costs, fees and charges for a short-term loan?
Click here to use our free online calculator to work out the cost of your loan. Additional charges may apply if you do not keep up with repayments as per the agreed repayment schedule, click here for details.
Life is what happens when you’re busy making other plans. We understand that it probably wasn’t part of your plan for the washing machine to break down just as your rego comes up for renewal. We also understand the worry this can cause and that’s why we’re here to offer a little finance to make a big difference.
As your local small loan specialist, City Finance has been giving Australians a fair go with life’s expenses for 20 years. How can we help you?