About Us

We put the person into personal finance.

City Finance has been supporting Aussies for over 30 years. We provide loans to our customers when they need to cover unexpected costs or seize an opportunity.

With a focus on personalised service and transparent lending practices, we strive to ensure that each individual receives the support they need to achieve their financial goals.

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We're here when you need us

Your friendly City Finance team are here to listen to your individual needs.

Our customers live all over Australia and have a range of financial circumstances. They all have a regular income, either from wages, Centrelink, or both. We focus on understanding the financial situation of each applicant rather than just their credit score. Our customers use our loans to help with a wide range of expenses, like car repairs and registration, furniture and appliances, rental bonds, medical costs and more.

man talking on phone getting finance approved by City Finance
about us - fast approvals

Fast, easy loans

Our application process is simple and secure

No banks, no paperwork, no waiting! To complete the application, you will need to provide us with some details about yourself and how much you are looking to borrow. To comply with Australian lending regulations, we will also ask you to provide some identification details (such as a drivers licence or passport number). You will then securely verify your bank account details so that we can perform the required bank statement analysis procedures. You can expect to receive an answer in 3-4 business hours, and receive a payment into your bank account within minutes of you signing the contract.

So whatever your needs, your quick cash loan is just a few clicks away. Apply now, and leave the rest to us.

Fast & Easy Personal Loans

Applying for a City Finance loan is quick, simple and secure

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Highly highly highly recommended City Finance to anyone. The staff are absolutely amazing and very helpful. My experience the two times I have used their services have been amazing. Thank you guys!

Lulu Millar
Google Reviews

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I had a very easy and straight forward experience dealing with City Finance... Very much appreciated the quick flow of decision making displayed. Regards, Graeme

Graeme Austin
Google Reviews

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Great customer service, they're happy to help out when you need it if something unexpected has happened and you need cash fast, definitely recommend and repayments are tailored to your needs.

Cassandra Dodd
Google Reviews

⭐⭐⭐⭐⭐

Wonderful people very friendly and helpful been with them for some time now and have never had an issue with them always have my payments on time

Pauline Arrowsmith
Google Reviews

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City finance for fantastic. The application is still in fairly quickly within outcome usually within 24 to 48 hours. Customer service is lovely and the only company that would help me out with the loan when no other one would. Highly recommend.

Chanelle Ryan
Google Reviews