Swimming Pool Loans

Are you looking for a swimming pool loan? Secure a loan in 3 simple steps!

The warm weather of summer is not far off. It’s time to get a pool wherever you live. But as anyone interested in an outdoor project knows, pools don’t come cheap. Unfortunately, not many of us have enough cash on hand to be able to purchase a beautiful backyard oasis outright. This is why looking into your pool financing program and other pool financing options may be beneficial! This is where swimming pool loans come in. They make owning a pool possible.

At City Finance, we know that planning this project can be overwhelming. That’s why we make securing a loan for your swimming pool as easy and hassle-free as possible. We understand that everyone’s needs are unique, so whether you need a loan for a small above-ground pool or a larger in-ground model, we can help. With our loan products, you can finance the entire project from start to finish—allowing you to get the pool of your dreams. We also accept loan applications for people with bad credit ratings.

How to Apply for a Swimming Pool Loan With City Finance?

Like any other type of loan, applying for a swimming pool loan with City Finance requires some basic steps. This helps you choose the best financial option for your scenario. If you’re interested in applying for a swimming pool loan, here are the simple steps you need to take:


To apply for a loan with City Finance, you’ll need to fill in an online application form, which you can find here. The application is simple and you’ll just be required to select the amount you’d like to borrow and the repayment time, as well as fill in some personal information and send proof of identity.


Once we receive the information from you, someone from our team will call you to confirm your application details. If your application is approved, we’ll send you an email confirming the approval. We’ll also get your bank details so we can send over the money.


Once you’ve been approved, you should receive the money by the end of the day. However, most customers receive the money even sooner. From here you’ll be able to spend the money on what you please – and you will just need to meet the contracted repayments (weekly, fortnightly or monthly).

What Are Swimming Pool Loans?

Have you dreamed of a backyard oasis with a sparkling new swimming pool? If the pool cost has been holding you back, then an affordable pool financing plan may be just what you need. These unsecured small personal loans help cover the expense of purchasing and installing an above-ground or in-ground pool. That’s right – no need to put up any collateral! Instead, secured loan providers consider your credit score, income, and credit history. So, dip your toes in and explore the possibilities of bringing your backyard dreams to life. With this loan, you can make your backyard oasis a reality!

Am I Eligible for a Swimming Pool Loan?

So you’re thinking about building a swimming pool today but unsure if you can finance it? Well, have no fear! Here at our company, we make loan applications easy and paperwork-free. We believe that everyone deserves a chance to have a pool in their very own backyard, so we keep our requirements simple. You can get a loan if you’re over 18 and have a consistent income, even from government subsidies. We don’t judge applicants based on their credit rating or history, so don’t hesitate to apply even if you have poor credit. Just fill out our quick online application, provide other documents, and let us take care of the rest. So contact us immediately and find out what you could be eligible for. So find out more today, and let us help make your dream of owning a swimming pool come true!

Can I Apply for a Swimming Pool Loan on Centrelink?

Owning a swimming pool is the ultimate summer luxury for many of us. But while it can be an enjoyable and rewarding experience, paying for the installation of your dream pool isn’t always easy. If you’re on Centrelink payments or are facing financial difficulties, you may have wondered whether you could apply for a swimming pool loan. The good news is that you may be able to be granted. It depends on your circumstances and the lender. However, the following items are required if you are considering taking out a loan with City Finance:

  • 90-day history of bank transactions
  • Proof of your income (either wages or Centrelink benefits)
  • A copy of your ID
  • A short application form with details such as your address and phone number

Why Choose City Finance?

Because we know that making informed decisions possible regarding your financial situation is essential. We enjoy sharing our expertise. Regarding loans for the swimming pool project, going with City Finance can help you make an informed choice about what’s best for you. We are aware of the concerns about obtaining a personal loan and would like to do what we can to alleviate those concerns for you. You can be confident that you will have access to trustworthy guidance throughout the procedure. It’s because we are a lender with more than a couple of years of experience in offering financial solutions for Australians. Our pool loan specialists will talk you through the many different loan alternatives available. So we can discover the perfect one for you.

What Can I Use a Swimming Pool Loan For?

A swimming pool loan can be a great way to finance your new pool project. Not only does it provide you with the funds you need to make your dream a reality, but it could also offer you plenty of benefits that extend beyond financing. Here are some things you can use a swimming pool loan for:

Purchasing Pool Equipment

Owning a pool can be an absolute blast, but let’s be honest: it’s hard work. Costs might be overwhelming when buying equipment. With a little financial boost, you can finally get that brand-new pool heater, filter system, or pump you’ve been eyeing. And trust us, it’s worth it. No more worrying about pesky algae or freezing temperatures ruining your swim time.

Building or Remodeling a Pool

Imagine taking a dip on a hot summer day in your backyard oasis. Building or renovating a pool might seem challenging, but it can become a reality with the proper support and resources. A loan is an excellent option for those who need financial assistance to cover the costs of building or remodelling a pool. Now you can choose the design, pick out the tiles, and add those finishing touches to make your space your own.

Pool Maintenance and Repairs

Endless summer days spent lounging poolside, sipping on cool drinks and taking a refreshing dip whenever you fancy. However, as any pool owner will tell you, it’s not all sunshine and margaritas. Swimming pools require a lot of maintenance and care. It is from balancing the pH levels to keeping the water clean and hygienic. If you’re feeling the pinch of pool-related expenses, a loan can help cover the costs of regular maintenance and repairs and any unexpected emergencies that might crop up.

Covering Installation Fees

Getting an in-ground pool is a fantastic investment for your home. It’s understandable if you’re worried about the installation costs. By covering the installation fees through a loan, you can enjoy the benefits of having a professional installation without worrying about going over budget. Remember that installing an in-ground pool is a complex process that requires expertise and precision. For family safety and investment longevity, professional help is recommended.

Landscaping Upgrades

A dull backyard is the last thing you want when sunbathing by your pool. That’s where landscaping upgrades come into play! With some help from a loan, you can add a touch of magic to your outdoor space. Picture yourself walking down a winding pathway lined with gorgeous plants and trees, maybe even a fountain in the distance. It’s ideal for a leisurely afternoon with loved ones. And don’t forget the colourful flowers! They add a pop of nature’s beauty to your space, making it feel extraordinary.

Installing Amenities

A pool without fountains, slides, or a rock wall is just a pool. These amenities can take your backyard oasis to the next level of fun and excitement. They may appear expensive, but a loan can help cover the expense. With the correct finance, your pool may become a family, friend, and neighbour hangout.


Highly highly highly recommended City Finance to anyone. The staff are absolutely amazing and very helpful. My experience the two times I have used their services have been amazing. Thank you guys!

Lulu Millar
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I had a very easy and straight forward experience dealing with City Finance... Very much appreciated the quick flow of decision making displayed. Regards, Graeme

Graeme Austin
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Great customer service, they're happy to help out when you need it if something unexpected has happened and you need cash fast, definitely recommend and repayments are tailored to your needs.

Cassandra Dodd
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Wonderful people very friendly and helpful been with them for some time now and have never had an issue with them always have my payments on time

Pauline Arrowsmith
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City finance for fantastic. The application is still in fairly quickly within outcome usually within 24 to 48 hours. Customer service is lovely and the only company that would help me out with the loan when no other one would. Highly recommend.

Chanelle Ryan
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