Our loans

We’re here for you through life’s ups and downs, specialising in small loans to keep things manageable.

There are many reasons why you might need a personal loan solution. The car needs major repairs, your new rental bond is a little out of reach, the washing machine has broken down and the dog needs an operation – all at once. Because life is like that sometimes.

We have flexible loan options to suit your needs, with fast approval and same day cash deposits.

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Flexible
personal loans

We offer fast and flexible loans of $500 to $5,000 cash.

Once approved, we create a tailored repayment plan that will suit your needs. See below for our loan options and apply today.

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Small
cash loans

Need quick cash today?

We can offer small cash loans of $500 to $2,000 for when the unexpected happens.

We offer flexible loans to suit your needs with smaller repayments than payday lenders.

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Medium
cash loans

More flexibility, more borrowing power.

Our medium cash loans are designed to help you manage some of the more complex challenges life throws at you, such as unexpected medical bills or the death of a loved one.

Give yourself extra breathing room to repay the loan and help to remove unnecessary stress. We can lend you a medium cash loan between $2,001 and $5,000 and give you up to 12 months to pay it back.

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Quick decisions,
quick deposits

Once you submit your online application and chat to one of our friendly team members, you’ll get fast approval and a same day cash deposit.

Our wealth of experience means we make quick and simple lending decisions.

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All-inclusive lending

Unlike other lenders, we don’t discriminate against the self-employed, those with poor credit history or those receiving Centrelink benefits.

All we require is that our applicants are over 18, can provide 100 points of ID and receive regular income of some form.

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Flexible repayments

We’ll work with you to agree on a repayment schedule that works for you.

Our transparency means that there are no hidden fees or charges if you choose to make early payouts or extra repayments.

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Responsible lending
trusted by thousands
of Aussies

We have over 20 years of experience as a reputable lender in the industry.

We have helped thousands of Aussies when others would not. You still talk to a real person as part of your application so we can consider your personal circumstances when determining a loan option that is best for you.

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Hassle-free
borrowing

We like to keep things simple.

Once your loan has been approved, we will arrange to deduct your payments at a frequency that suits you directly from your nominated bank account.

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Don’t let an
emergency become
a crisis

We understand that life is full of surprises.

If you find you are struggling to make a repayment, we encourage you to get in touch with us so we can design a contingency plan to suit your needs and keep your life stress free.

Great service! Highly recommend!!

Donna and Justine went above and beyond to make it an easy process and I couldn’t recommend them more in the future they have really made this a breeze! 11/10 service!
Aellis, 18 September 2020

City Finance are truly remarkable

City Finance are truly remarkable. They are willing to listen, understand and help. They have backed me, stood by me through personal upheavals. A company that goes the extra mile. Thank you.
Ms Laura Dean, 15 November 2020

Thank you to Sue & the team

Thank you to Sue and the team at City Finance! Excellent service, fast. Very friendly and easy. Approval money within the hour. Would have no hesitation in using them again in the future and I would highly recommend them to anyone.
Mr Scott Lord, 20 November 2020

Fast and friendly service

Fast and friendly service. I have been with City Finance for a while and wouldn't think of going anywhere else. Thank you
Mr John Lye, 13 July 2020

Contact Us

1300 34 62 62

(1300 Finance)