By amount

Simple and fast borrowing
We offer quick cash loans of $500 to $5,000 with flexible, customised repayments tailored to suit you. Our simple, fast and stress-free loan process can be done completely online or over the phone.

Laptop Loans

Are you looking for a laptop loan? Secure a loan in 3 simple steps!

We are always upfront and transparent about our costs – no hidden fees or charges.

  • Loans for the unemployed up to $5,000
  • Fast Online Application & approval
  • Flexible repayment options
  • If approved – receive funds the same day!

Calculate your loan repayments

Your loan amount
  • Credit Amount
    $1,000
  • +
  • Credit Costs
    $360
  • =
  • Total Payable
    $1,360
Repayments are indicative only and based on our assessment of your application. Minimum repayment term is 12 weeks and maximum is 52 weeks. Max APR is 48%.

Laptops are essential for students and professionals today. They provide the tools we need to work, study and stay connected. But what will you do if you don’t have one? Fortunately, there is an option available: laptop loans. This can be your answer to staying productive and connected, even if you don’t have the money for a new laptop. With laptop loans, you can get the device you need without having a large upfront expense.

At City Finance, we know how important it is to stay connected. That’s why we offer laptop loans that can be tailored to meet your needs. Our loan options are flexible and can help you get a laptop quickly, so you don’t have to stand by for weeks or months to get the needed device. We understand that everyone has different budgets, so our laptop loan products are tailored to meet various needs – including accepting applicants with a poor credit history.

How to Apply for a Laptop Loan With City Finance?

If you need a laptop to help with your studies or work, then you may be able to get some financial assistance through City Finance’s laptop loan program. This program provides access to a range of laptop brands and models, with loan terms that allow you to pay off the cost in manageable instalments. If you’re interested in applying for the laptop loan program at City Finance, here’s how you can do so:

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Online application

Applying for a laptop loan through City Finance is like applying for any other form of personal loan – it’s simple, quick, and convenient. Our online application form is straightforward and easy to complete. You only need to give some simple personal information, like your name and how to reach you. Plus, any income or employment information may be required. There’s no need to provide lengthy documentation or wait for long processing times. After submitting the online application form, you’ll get an immediate decision on whether your loan application has been approved in 24 hours.

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Confirmation

Thinking about a laptop loan can be a daunting process, especially when it comes to an understanding the terms and conditions. But with the help of our professional team at City Finance, it’s a breeze. After your online application, we’ll discuss your loan’s interest rate, due date, and repayment conditions. Once everything is set, proceed with confidence toward confirmation. Then it won’t be long before you get your laptop loan and start living the modern life.

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Funding

The funding component is the final stage in such an unsecured loans application. We understand how difficult and unpleasant it may be to borrow money. So, at City Finance, we make it easy and straightforward. After the loan has been approved and all terms have been agreed on, we’ll deposit money directly into your bank account. With City Finance, you can be sure you’re getting a laptop loan with the best rate and terms possible. We’re always here to help you finance the device of your dreams without taking too much of a financial burden.

What Are Laptop Loans?

Laptop loans are a handy way of taking care of your technology needs without breaking the bank. Whether you’re a student, a small business owner, or need an upgrade, laptop loans offer the perfect solution. A laptop loan is essentially a small loan that covers the expense of purchasing a new laptop. This type of loan is typically larger than a standard consumer-based loan, often covering more expensive items. Laptop loans can be used to purchase new laptops and finance maintenance or repairs on existing ones.

Am I Eligible for a Laptop Loan?

If you’re considering buying a laptop, you may be thinking if you’re eligible for a laptop loan. At City Finance, we offer laptop loans to most people 18 or over with any kind of credit score. No matter how reasonable or bad your credit is, you can ask for a loan with us and easily get the device you need. We just require that you have a steady income, be up to date on your bills and have a good history of repaying debts. You also need to fill out our online application for the loan and get approved by our team. So contact us if you want to get a laptop loan and use our free, fast and easy application system. We’ll ensure you get the greatest bargain on your next laptop purchase.

What Information Do I Need To Provide to Apply for a Laptop Loan?

When you apply for a laptop loan, you must provide some essential information to get started. This is true whether you’re applying for a stepup loan or another type of loan. The specific requirements differ based on the lender, but here’s an idea of what you could need if you’re thinking about getting a loan from City Finance:

  • Proof of your income (either wages or Centrelink benefits)
  • 90-day history of bank transactions
  • A short application form with details such as your address and phone number
  • A copy of your ID

Can I Apply for a Laptop Loan on Centrelink?

Yes, you can apply for a laptop loan if you are receiving Centrelink payments. This loan is intended to assist persons unable to cover the expense of purchasing a laptop for a job, school, or other purposes. These loans give you the finances you require to complete the process of obtaining a laptop. Considering that this form of student loan is available might reduce some financial strain associated with buying technology such as a laptop.

Why Choose City Finance?

We comprehend how hard it can be to find the funds for that laptop you need, which is why we offer short term loans and our expertise. When you come to us for a laptop loan, you’ll benefit from a range of features that make the process simple, fast and convenient. At City Finance, we believe in making things easier for our customers. That’s why every step of our laptop loan process is designed with you in mind. As a lender with more than a couple year’s experience in the industry, we understand the needs of our customers. We strive to ensure your loan is tailored to suit you and provide a competitive interest rate if approved. Our team of experienced professionals are on hand to help you in finding the right loan and answer any questions you may have.

What Can I Use a Laptop Loan For?

When considering a laptop loan, there are plenty of great uses for the funds. No matter your reasons, a laptop loan can help you acquire the device of your dreams and the technology to make your life easier. Here are some examples of how you could use a laptop loan:

Buying a New Laptop

Buying a new laptop can be intimidating. It’s a big purchase, and you want to make sure that you get the best machine for your needs. If you’re feeling overwhelmed by the endless array of choices available, laptop loans can help take the stress out of shopping for a new computer. With a laptop loan, you can get the machine of your dreams without breaking the bank.

Upgrading an Existing Laptop

If you already have a laptop, but it’s starting to slow down or just isn’t up to the tasks you need to perform, a laptop loan can help you upgrade. With a laptop loan, you can choose from the latest models and find one that fits your budget. In addition, you don’t have to worry about paying for the entire machine upfront; you can spread the cost over a set period. So upgrading your current laptop doesn’t have to be a daunting task.

Repairing a Laptop With Technical Issues

If you need to repair your current laptop but don’t have the cash to cover the cost of repairs, a laptop loan can help. You can use the loan to spend on any necessary parts or labour fees associated with the repair. This means that even if you don’t have the money upfront, you still have an affordable way to get your laptop back up and running.

Paying for Software or Hardware Upgrades

Software and hardware upgrades can be expensive, but a laptop loan can help you afford them. You don’t have to worry about breaking your budget to keep your machine up-to-date with the latest programs or hardware. With a laptop loan, you can spread out the cost over time and keep your computer running smoothly without worrying about how you’ll pay for the upgrades.

Buying Accessories Such as Bags, Mice, and Chargers

You might need certain accessories for your laptop, such as a carrying bag, mouse, or charger. A laptop loan can help cover these items’ costs without digging into your savings. You need not break the bank to set up your computer exactly how you need it, and you can spread out the cost of those extras over a set period.

Great service! Highly recommend!!

Donna and Justine went above and beyond to make it an easy process and I couldn’t recommend them more in the future they have really made this a breeze! 11/10 service!
Aellis, 18 September 2020

City Finance are truly remarkable

City Finance are truly remarkable. They are willing to listen, understand and help. They have backed me, stood by me through personal upheavals. A company that goes the extra mile. Thank you.
Ms Laura Dean, 15 November 2020

Thank you to Sue & the team

Thank you to Sue and the team at City Finance! Excellent service, fast. Very friendly and easy. Approval money within the hour. Would have no hesitation in using them again in the future and I would highly recommend them to anyone.
Mr Scott Lord, 20 November 2020

Fast and friendly service

Fast and friendly service. I have been with City Finance for a while and wouldn't think of going anywhere else. Thank you
Mr John Lye, 13 July 2020

Contact Us

07 3458 9200