Loan types

Simple and fast borrowing
We offer quick cash loans of $500 to $5,000 with flexible, customised repayments tailored to suit you. Our simple, fast and stress-free loan process can be done completely online or over the phone.
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Loan types
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If you have a question, our FAQs may be able to give you the information you are looking for.

If you need more help you’re welcome to call, email or visit one of our stores and chat to a friendly City Finance team member today.

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    1300 34 62 62

    (1300 Finance)
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Find your nearest City Finance store

Southport
Phone: 1300 438 666
Email:
Address: 109 Scarborough Street
Southport QLD 4215
Bankstown
Phone: (02) 9708 4211
Email:
Address: 21/1-5 Jacobs Street
Bankstown NSW 2200
Blacktown
Phone: (02) 9622 2295
Email:
Address: 11 Flushcombe Road
Blacktown NSW 2148
Mayfield
Phone: 1300 10 10 44
Email:
Address: 123 Maitland Road
Mayfield NSW 2304
Penrith
Phone: (02) 4722 5626
Email:
Address: Shop 2
484 High Street
Penrith NSW 2750
Midland
Phone: (08) 9274 0833
Email:
Address: 1/294 Great Eastern Highway
Midland WA 6056
Dandenong
Phone: 1300 10 10 17
Email:
Address: 107 Foster Street
Dandenong VIC 3175

Great service! Highly recommend!!

Donna and Justine went above and beyond to make it an easy process and I couldn’t recommend them more in the future they have really made this a breeze! 11/10 service!
Aellis, 18 September 2020

City Finance are truly remarkable

City Finance are truly remarkable. They are willing to listen, understand and help. They have backed me, stood by me through personal upheavals. A company that goes the extra mile. Thank you.
Ms Laura Dean, 15 November 2020

Thank you to Sue & the team

Thank you to Sue and the team at City Finance! Excellent service, fast. Very friendly and easy. Approval money within the hour. Would have no hesitation in using them again in the future and I would highly recommend them to anyone.
Mr Scott Lord, 20 November 2020

Fast and friendly service

Fast and friendly service. I have been with City Finance for a while and wouldn't think of going anywhere else. Thank you
Mr John Lye, 13 July 2020
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WARNING – Do you really need a loan today? It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow. For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor. Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94. The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009. Loans above $2,000 at participating branches only. Lending conditions apply – view our full Terms & Conditions. (*)Disclaimer: loan outcomes may vary. Most outcomes will be within the same business day of application being submitted, as advertised. City Finance offers SACC (small amount credit contracts up to $2000) and MACC (medium amount credit contracts between $2001 to $5000) loans over a loan term between 12 to 52 weeks. For City Finance loans of $2000 or less, an APR does not apply. The maximum you will be charged is a flat 20% establishment fee and a 4% monthly maintenance fee. Other fees may apply according to your loan contract. Representative example: Loan amount of $1000 over 30 weeks (repayable over 30 repayments). $1000 (principal amount) + $200 (20% establishment fee) + $280 (fees based on 4% per month over 30 weeks) = $1480 total repayable in 30 weekly instalments of $49.33. For medium City Finance loans between $2001 and $5000, the annual percentage rate (APR) is 48% per annum. Representative example: Loan amount of $2500 over 30 weeks (repayable over 30 weekly repayments). $2500 (principal amount) + $400 (establishment fee) + $431.80 (reducing interest) = $3331.80 total repayable over weekly instalments of $111.06.

Contact Us

1300 34 62 62

(1300 Finance)