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Simple and fast borrowing
We offer quick cash loans of $500 to $5,000 with flexible, customised repayments tailored to suit you. Our simple, fast and stress-free loan process can be done completely online or over the phone.

Disability Loans

Looking for a disability loan? Secure a loan in 3 simple steps!
  • Bad Credit loans up to $5,000
  • Fast Online Application & approval
  • Flexible repayment options
  • If approved – receive funds the same day!

Calculate your loan repayments

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Repayments are indicative only and based on our assessment of your application. Minimum repayment term is 12 weeks and maximum is 52 weeks. Max APR is 48%.

Having a disability can be a difficult thing to deal with, not only emotionally but also financially. If you have a disability, you may find it hard to keep up with your bills and other expenses. Disability loans can help you cover the costs of your disability and give you the financial assistance you need.

At City Finance, we understand that a disability can be challenging to manage, and we are here to help. We offer disability loans with low-interest rates and flexible repayment terms. You can use the loan for whatever you need, whether it is to cover medical expenses or everyday living costs.

Applying for a disability loan with us is very easy. Below are the steps you need to follow:

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Online application

The first step is to fill out our online application form. We will need some basic information from you, such as your name, contact details, and the amount you wish to borrow.

Once we have this information, one of our loan consultants will contact you to discuss your options and help you choose the right loan for your needs.

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The next step is to get a confirmation from our team. One of our team members will contact you to verify your income and disability status. Once we have all of the necessary information, we’ll be able to get you started on the loan process.

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The last step is when you will receive the funds from your loan. We’ll transfer the money into your account, and you can use it for whatever you need. You must arrange repayment with us before receiving the funds. For example, you can choose to pay back the loan weekly, fortnightly, or even monthly. It depends on what works best for you.

What Are Disability Loans?

Disability loans are financial assistance programs that provide funds to people with disabilities to help cover the costs of their disability-related expenses. These loans can cover a wide range of costs, including medical, rehabilitation, and daily living expenses.

Government agencies or nonprofit organizations typically provide disability loans, which may come with specific requirements, such as proof of disability and a willingness to repay the loan. A disability support pension or disability pension can help persons with disabilities pay for cash loans or loan repayments, which make them eligible for personal loans. Each loan contract must specify the monthly fees when a person with a disability will apply for a loan. This way, the person won’t have a hard time with repayments. After all, some persons with disabilities only have their disability pension as their only income.

Loan amounts should be carefully processed by financial institutions so that the comparison rate will make it clear that disability pensions will cover the loan terms. The disability pensioner can then start with small loans where the loan amount is not so heavy. Later on, these pensioners can seek other lenders if they encounter things like an unexpected bill or other emergencies.

Am I Eligible for a Disability Loan?

If you are currently receiving Social Security Disability benefits, then you may be eligible for a disability loan. There are many different types of loans available to those with disabilities, and the type of loan you qualify for will depend on your circumstances.

To get approved for a disability loan, you must provide proof of your disability. The amount of the loan and the interest rate will be based on creditworthiness, income, and other factors. Disability loans can help you pay for necessary expenses or make a significant purchase. However, it’s important to carefully consider the credit contract so that bad credit history can be avoided.

For example, a small amount credit contract is a type of personal loan that will be easy to pay off as long as monthly fees are also being paid on time. A secured loan application can also be taken as long as the disability pensioner has a good credit history.

Some things that persons with disabilities can do to get approved for a disability loan quickly. These things include the following:

  •  Provide the Necessary Documents: Before you can get approved for a loan, you will need to provide the lender with proof of your disability. This can be in the form of a doctor’s note or a letter from the Social Security Administration.
  • Have a Good Credit History: Disability loans are based on creditworthiness, so it is essential to have a good credit history before applying for a loan.
  • Income: You must show the lender that you have a steady income to repay the loan. This can be in the form of disability benefits, SSI, or other forms of income.

Once you have all of the necessary documentation, you can begin shopping around for the best disability loan for your needs. To learn more about your specific loan options, contact a financial advisor or the Social Security Administration. You can also learn more about Disability Loans by visiting our website. We offer a variety of resources and information to help you make the best decisions for your financial future. Visit us today to learn more!

What Supporting Documents Do We Need to Process Your Disability Loan Application?

If you have a disability, you may be eligible for a disability loan. Disability loans are designed to help people with disabilities cover the costs of their disability-related expenses. To apply for a disability loan, you will need to provide some supporting documentation. The following is a list of the supporting documents that we will need to process your application:

  • A copy of the most recent medical report from your treating physician. This medical report should include a diagnosis of your disability and an explanation of how your disability affects your ability to work.
  • A copy of your most recent tax return.
  • A copy of your most recent bank statement.

Once we have all of the required documentation, we will be able to review your application and make a decision. If you have any questions about the disability loan process, please contact us, and we will be happy to help.

What Can I Use a Disability Loan For?

A disability loan can be used for the following:

Medical Loans

Sometimes, medical emergencies happen and they are expensive. If you have a disability, you may not be able to work, making it difficult to pay for medical care. A disability loan can help you cover the cost of medical care to get the treatment you need. Our medical loans at City Finance have low-interest rates and flexible repayment terms to make it easy for you to repay your loan.

Home Loans

If you have a disability, you may want to make some changes to your home to make it more accessible. These changes can be expensive, but our home loans can help make them more affordable.

Our home loans can be used for a variety of purposes, including:

  • Making your home more accessible with features like wheelchair ramps or widening doorways
  • Installing adaptive equipment like stair lifts or handrails

Contact us today to learn more about how we can help make your home more comfortable and accessible. Disability should not be a barrier to homeownership.

Emergency Loans

Different emergencies can arise at any time without prior intimation. It can be an accident, illness, or any other personal reason. Whatever the emergency might be, it can put you in a difficult financial situation. You may not have enough money to cover your expenses and take loans from family or friends. This is where our emergency loan comes in handy. With our emergency loan, you can get your money within 24 hours. This guarantees that you can handle your emergency without any financial stress.

Car Repair Loans for People with Disabilities

Sometimes, people with disabilities need a loan for a car repair. Cars are very important for people with disabilities because they provide independence. Our car repair loans can help people with disabilities pay for car repairs. With us, people with disabilities can get the money they need to keep their cars running and stay independent. Contact us today to learn more about our disability loans program.

Your disability should not stop you from living your life to the fullest. At City Finance, we offer a variety of loans for people with disabilities. We have helped many people with disabilities get the financial assistance they need to cover their expenses and live their lives to the fullest. Contact us today to learn more about how we can help you!

Great service! Highly recommend!!

Donna and Justine went above and beyond to make it an easy process and I couldn’t recommend them more in the future they have really made this a breeze! 11/10 service!
Aellis, 18 September 2020

City Finance are truly remarkable

City Finance are truly remarkable. They are willing to listen, understand and help. They have backed me, stood by me through personal upheavals. A company that goes the extra mile. Thank you.
Ms Laura Dean, 15 November 2020

Thank you to Sue & the team

Thank you to Sue and the team at City Finance! Excellent service, fast. Very friendly and easy. Approval money within the hour. Would have no hesitation in using them again in the future and I would highly recommend them to anyone.
Mr Scott Lord, 20 November 2020

Fast and friendly service

Fast and friendly service. I have been with City Finance for a while and wouldn't think of going anywhere else. Thank you
Mr John Lye, 13 July 2020

Contact Us

07 3458 9200