Loans For Moving House

Are you looking for a moving house loan? Secure a loan in 3 simple steps!

Moving house can be a very stressful and expensive experience, but it doesn’t have to be. With the right planning, you can make the process easier by looking into loans for moving house. By looking into your loan options, you can rest easy knowing you’re doing what you can to ensure the whole process of moving won’t break your budget. This will help make the entire experience more manageable and relaxing.

At City Finance, we offer many different types of loans that can help with the costs associated with moving house. Our loan products range from secured loans for larger purchases to personal loans for smaller expenses. We also offer fast, flexible and easy-to-manage repayment terms, which give you peace of mind when repaying your loan. With our loan products, you can be sure that you are getting the best possible deal for your needs.

Can I Apply for a Loan to Help Pay For Moving Costs?

Moving costs can feel like an added cost you don’t need. Luckily, a loan product is designed to help you financially during your move. Loans from City Finance cover loan amounts anywhere from small payments for rental deposits to larger loan limits for furniture and appliances needed for the new home. This will help you cover moving costs and give you peace of mind knowing you don’t have to worry about depleting your bank account. In our company, we understand how important it is for people to be able to move into their dream homes without financial strain. So, if you’re considering a loan for moving house, we can help cover the costs. However, there are three key steps that you should consider before you get the most out of your loan, such as:


To apply for a loan with City Finance, you’ll need to fill in an online application form, which you can find here. The application is simple and you’ll just be required to select the amount you’d like to borrow and the repayment time, as well as fill in some personal information and send proof of identity.


Once we receive the information from you, someone from our team will call you to confirm your application details. If your application is approved, we’ll send you an email confirming the approval. We’ll also get your bank details so we can send over the money.


Once you’ve been approved, you should receive the money by the end of the day. However, most customers receive the money even sooner. From here you’ll be able to spend the money on what you please – and you will just need to meet the contracted repayments (weekly, fortnightly or monthly).

Am I Eligible for a Personal Loan to Move House?

Am I Eligible for a Personal Loan to Move House?

If you need a loan to help move house, chances are you may be eligible for a personal loan. As long as you meet the criteria and can prove income and assets, you may qualify for a personal loan from City Finance. We have competitive rates that make getting the funds needed to help with your moving costs easier. Our team will review your application and be in touch with you shortly. So, if you’re looking for a loan to help move house, City Finance can help you. Whether it’s covering the cost of furnishing your new home, moving expenses or providing extra cash to get you through the transition period, we have what it takes. With our competitive rates, flexible repayment terms, and quick response times, you can be sure you’ll find the loan that suits your needs. So don’t delay— start your application and get on the move.

What Supporting Documentation and Information Will Be Required for My Application?

When applying for moving house loans, it is important to be prepared with the necessary information and documentation. This will help ensure a smooth and successful loan application process. The details you must provide depend on the type of loan you’re applying for and your circumstances. The following is a list of some of the documents and information you will need to provide when applying for a relocation loan:

  • 90-day history of bank transactions
  • A copy of your ID
  • Proof of your income (either wages or Centrelink benefits)
  • A short application form with details such as your address and phone number

Why Choose City Finance?

At City Finance, our mission is to make the process of getting a loan for moving house as easy and stress-free as possible. We understand that this can be an incredibly stressful time for many people, so we strive to provide you with the best customer service to ensure that everything runs smoothly from start to finish. Our team of experienced professionals are dedicated to helping each customer get the best deal possible. We offer various loan options, so no matter your current financial situation, we are confident that you will find one that meets your needs. And if you need some help deciding which option is right for you, our friendly advisors are always on hand to provide advice and answer any questions you may have.

What Can I Use the Loan For?

When you are taking out a loan to move house, it’s important to know what you can use the loan amount for. After all, you want to be sure that you’ll get the most out of your loan and be able to move into your new home without any financial trouble. So here are some of the things you can use your loan for when moving:

Bond Cleaning

Some rental contracts require you to leave the property in a certain condition before moving out, so you may need to ensure your old home is spotless. By using your loan early, you can hire a professional bond cleaner to do the job properly and give yourself peace of mind.

Bond Payments on New Home

If you are moving into rental accommodation, having the rental bond payments in order before your move is important. Using your loan for rental bond payments will help ensure you won’t scramble to find enough money when the time comes.

Paying for a Removalist

Moving all your possessions from one house to another can be daunting. Unless you have reliable friends and family to help, it’s best to hire a professional removalist. Hiring a removalist can cost thousands of dollars, so taking out a loan beforehand will make the process much smoother.

Making the New Place Safe

Once you have moved into your new home, ensuring you are safe and comfortable is important. This could include installing security systems, purchasing furniture and appliances or completing necessary repairs. A loan from City Finance can help cover these expenses and make moving into your new home a breeze.

Moving Insurance

Even if you’re careful with your possessions, accidents can happen while moving. Taking out a loan for insurance is a great way to protect yourself from unforeseen expenses. It can also ensure you are covered for any damage or loss of belongings.

Packaging Supplies

It’s always better to be safe than sorry when moving your possessions. Good packing materials like boxes or bubble wrap will ensure your things are stored well and get to their new home safely. Moreover, it can help you stay organised and save time in the long run.

Utility and Change of Address Expenses

Don’t forget the costs of setting up utilities and changing your address. These fees are often small but will add up in the long run, so it’s best to have some funds available just in case. A loan from City Finance can help cover these expenses and ensure you can move into your new home without any unexpected bills.

Storage Costs

If you are downsizing, you might need to put some of your belongings into storage. A loan ready to cover the storage costs can help ensure you don’t get stuck in a financial bind later. Moreover, purchasing insurance for your stored items might also be worth considering.


How Much Can I Borrow?

The amount you can borrow for a loan to cover the cost of moving house will depend on your financial situation and credit score. At City Finance, we offer loans ranging from $500 to $5,000.

Can My Parents Get a Loan for Me?

If you are over 18, you must apply for the loan in your name. However, if you are under 18, your parents may be able to apply for a loan on your behalf.


Highly highly highly recommended City Finance to anyone. The staff are absolutely amazing and very helpful. My experience the two times I have used their services have been amazing. Thank you guys!

Lulu Millar
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I had a very easy and straight forward experience dealing with City Finance... Very much appreciated the quick flow of decision making displayed. Regards, Graeme

Graeme Austin
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Great customer service, they're happy to help out when you need it if something unexpected has happened and you need cash fast, definitely recommend and repayments are tailored to your needs.

Cassandra Dodd
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Wonderful people very friendly and helpful been with them for some time now and have never had an issue with them always have my payments on time

Pauline Arrowsmith
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City finance for fantastic. The application is still in fairly quickly within outcome usually within 24 to 48 hours. Customer service is lovely and the only company that would help me out with the loan when no other one would. Highly recommend.

Chanelle Ryan
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