Cash Loans Brisbane

Looking for a cash loan in Brisbane? Secure a loan in 3 simple steps!

Our Cash Loans in Brisbane are designed to help anyone who is located in Queensland who has found themselves in a financial situation where they require some extra money. These loans are only available to people located in Queensland, and most applicants find that they will receive the loan money in their bank account on the same day that they apply.

If you’re located in Queensland, applying for a cash loan is simple. In fact, it’s as easy as 1, 2, 3, as you can see below.


To apply for a loan with City Finance, you’ll need to fill in an online application form, which you can find here. The application is simple and you’ll just be required to select the amount you’d like to borrow and the repayment time, as well as fill in some personal information and send proof of identity.


Once we receive the information from you, someone from our team will call you to confirm your application details. If your application is approved, we’ll send you an email confirming the approval. We’ll also get your bank details so we can send over the money.


Once you’ve been approved, you should receive the money by the end of the day. However, most customers receive the money even sooner. From here you’ll be able to spend the money on what you please – and you will just need to meet the contracted repayments (weekly, fortnightly or monthly).

What are Cash Loans Brisbane?

Cash Loans Brisbane is a specific type of loan that we’ve put together for people based in Brisbane who are looking for cash quickly. It’s essentially a cash loan that’s available for people located in the state. Cash loans are a type of loan that’s issued quickly and is usually for a relatively small amount of money. At City Finance we offer cash loans for amounts between $500 and $5000.

A cash loan is similar to a personal loan, in the sense that it’s an unsecured loan, but cash loans are generally for a lower amount than personal loans and are approved quicker. An unsecured loan is when no collateral or security is required to secure a loan. They vary from secured loans where the security that’s put forward for the loan can be seized if the loan repayments aren’t met.

Because no security is required, and the amount of money that’s been lent is relatively low – as compared to a home loan, mortgage or business loan, we’re able to approve these loans very quickly. Most applicants who are approved will receive the loan amount in their bank on the same day that they apply.

Am I eligible?

At City Finance, our goal is to help as many people with loans as we can. For this reason, we extend eligibility to people who may have trouble getting approved for a loan elsewhere. To be eligible to apply for a Cash Loans Brisbane loan we simply require that you are based in Queensland, have some form of regular income (this can be government payments or a salary paying job), and are age 18+.

If you meet the above requirements, then you can apply for a loan with us! We also need applicants to provide us with some supporting bank documents and ID when filling out the application form. To find out more information about the supporting documents required, read on.

What supporting documents and information do we need to process your cash loan?

At City Finance the process of applying for a personal loan when you’re unemployed is simple. We don’t need a bunch of different documents, all we require is the following:

  • A copy of your ID
  • A short application form with details such as your address and phone number
  • Proof of your regular income (either wages or Centrelink benefits)
  • 90-day history worth of bank statements

Why choose City Finance?

Our loans are quick

There are many different types of loans available on the market, but cash loans generally fall into the category of when money is needed quickly. We understand this and have worked hard to implement a streamlined process that ensures our applicants receive the loan money in their nominated bank account as soon as possible.

The application process itself is extremely straightforward and should only take a matter of minutes to complete. Once this is submitted our staff will work quickly to assess your loan application. If approved, most applicants receive the money in their bank account that same day.

Inclusive lending

Many big banks and lenders have a stringent list of pre-determined requirements that they’ll require an applicant to meet before approving their loan. This means that a lot of people are instantly denied loans. Not us, we assess each loan application individually and pride ourselves on helping many people who have been rejected elsewhere.

Even if you have a bad credit history, low or no credit score, are receiving Centrelink benefits or are self-employed, we can probably still loan you money.

Tailored loan repayments

At City Finance we don’t issue one-size-fits-all blanket loans with rigid terms. Instead, we personalise our loans so that they suit the applicant best. Once your loan application is submitted, our team can work with you to determine the ideal amount, loan length and repayment schedule for your specific situation.

No hidden fees and charges

Getting hit with hidden fees and charges is rough, especially when it comes as a hindrance to paying off the money you owe on a loan. We help you avoid this by eliminating all hidden fees and charges. We are upfront about any costs involved within the loan, these are outlined on your loan contract, as well as on this page here. We don’t have any hidden fees if you make early payouts or extra repayments.

Reputable lender

We have lent money to thousands of Australians over the past two decades. We are well established and have an excellent reputation in the financial industry. This is clearly evident by our positive reviews given by happy customers, which you can find below.

Easy repayments

Avoid the hassle of worrying about managing bills and making your repayments on time with our direct debit feature. We’ve can remove the inconvenience of ensuring your repayments are made on time by debiting the amount from your account on the due date. The frequency that the bills are debited will be decided by you.

Flexible terms

If you’ve ever had a loan with a big bank or financial company, you’ll know that when repayments aren’t met, you’re normally penalised. We care about our customers and are flexible if they are unable to meet a repayment for a specific reason. All that we ask is that they notify our customer service team, who can work with the borrower to determine a contingency payment plan that they can handle.

What can I use my personal loan for?

Bridging the gap on expensive items

Perhaps you’ve saved enough money to purchase the brand new iPhone you’ve been dreaming of but would love to upgrade to a version with more storage space that’s priced slightly higher. Or, you’re buying a car but want to add a few upgrades, like a powerful Bluetooth stereo. In situations like these, a Cash Loans Brisbane can help supply you with the extra boost of cash you require

Xmas or birthday Celebrations

Everyone knows when Christmas falls – and hopefully when their loved one’s birthdays are! Despite knowing when these special dates fall, even with a pre-determined, it can sometimes be hard to cover the expenses of the event. If you’re found in a position where you don’t have the cash on hand available, you can take out a small cash loan to cover any related expenses, and gradually pay off the total as you can afford.

Appliance purchases

Fridges, ovens, TV’s and air conditioners are all big-ticket items that generally don’t come at a cheap cost. A lot of shops that sell appliances like these offer a finance option, but they often come at a very high interest and may leave you paying double – or more – of the initial price. Save yourself money by taking out a Brisbane cash loan to pay for these items at a lower interest rate and with more flexible terms.

Holiday costs

After the long border closures in Australia, you may be dying for an overseas or interstate holiday now that travelling rules are relaxing. If you’re dreaming of cocktails on the beach in Bali, or a skiing holiday in Japan, but don’t have the funds to cover it, we can help. A Cash Loan Brisbane loan can cover the costs of the entire holiday, which you can pay off gradually after you return.

Dental Bills

Getting teeth scrubbed and pull certainly isn’t a fun activity. But, we all know that skipping out on the dentist will often leave you with a much higher bill (and more pain!) in the longer run. Unfortunately, a visit to the dentist is rarely a cheap cost. To cover costs, and help you save money in the long run, take out a small cash loan with us to cover your bills.


What’s the difference between cash loans and personal loans?

Cash loans and personal loans are very similar. Generally, cash loans are approved and deposited fast than personal loans because they are typically for a smaller amount and have shorter repayment terms. Both cash loans and personal loans are unsecured loans.

Can I apply for Cash Loans Brisbane if I’m located in regional Brisbane?

Absolutely. This type of loan was designed to help anyone who resides within the state. Even if you’re from interstate, you can still receive a Cash Loans Brisbane. Our eligibility criteria require the applicant to be living in Queensland, be aged 18 or older and have some sort of regular income (this can be government benefits in the form of Centrelink or a paying job).

How long will it take for me to receive the money in my personal bank account?

At City Finance, we move quickly. A lot of our customers receive the loan amount in their nominated bank account on the same day that they apply. Our team works fast to approve the loans and the application process itself is very short. If you apply for a loan today, there’s a good chance you’ll receive the money today, too. If one of our assessors determines that they need some more information, they will be in contact with you quickly.


Highly highly highly recommended City Finance to anyone. The staff are absolutely amazing and very helpful. My experience the two times I have used their services have been amazing. Thank you guys!

Lulu Millar
Google Reviews


I had a very easy and straight forward experience dealing with City Finance... Very much appreciated the quick flow of decision making displayed. Regards, Graeme

Graeme Austin
Google Reviews


Great customer service, they're happy to help out when you need it if something unexpected has happened and you need cash fast, definitely recommend and repayments are tailored to your needs.

Cassandra Dodd
Google Reviews


Wonderful people very friendly and helpful been with them for some time now and have never had an issue with them always have my payments on time

Pauline Arrowsmith
Google Reviews


City finance for fantastic. The application is still in fairly quickly within outcome usually within 24 to 48 hours. Customer service is lovely and the only company that would help me out with the loan when no other one would. Highly recommend.

Chanelle Ryan
Google Reviews