By amount

Simple and fast borrowing
We offer quick cash loans of $500 to $5,000 with flexible, customised repayments tailored to suit you. Our simple, fast and stress-free loan process can be done completely online or over the phone.
City Finance dollar time watch icon

Fast cash loans in
3 easy steps


Complete our quick and easy application form online.


Your pre-approval will be confirmed by email. A friendly member of the City Finance team will then be in touch to complete your application.


Our team will call you to confirm your details and funds will be deposited into your account the same day.
City Finance click fingers icon

Simple and fast borrowing

Want to know more about our fast and flexible loans?

City Finance understands that life can throw unexpected curveballs your way. Big costs can come along at the wrong time whether it’s car repairs, a new appliance or something else, we’re here when you need us.

We offer fast cash loans from $500 and over with a 12 to 52 week term.  We offer affordable repayment amounts that suit you. Our application process is fast, simple and stress-free, with same day funding available.

Our team will consider your application, no matter your situation or income profile.

City Finance Loan Examples:

We offer loans between $500 and $5,000. Our minimum loan term is 12 weeks and maximum is 52 weeks.

Our SACC (small amount credit contract) loans of $500 to $2,000 include an upfront Establishment Fee of 20% with a monthly maintenance fee of 4% charged on the anniversary of your loan’s start date.

A SACC loan amount of $1,000 over 30 weeks (repayable over 30 repayments). $1,000 (principal amount) + $200 (20% establishment fee) + $280 (fees based on 4% per month over 30 weeks) = $1,480 total repayable in 30 week instalments of $49.33.

Our MACC (medium amount credit contract) loans of $2,001 to $5,000 include a flat upfront $400 Establishment Fee with a 48% APR.

Loan Amount of $2,500 over 30 weeks (repayable over 30 weekly repayments). $2,500 (principal amount) + $400 (establishment fee) + $431.80 (reducing interest) = $3,331.80 total repayable over weekly instalments of $111.06.

Watch how easy it is to apply!

Great service! Highly recommend!!

Donna and Justine went above and beyond to make it an easy process and I couldn’t recommend them more in the future they have really made this a breeze! 11/10 service!
Aellis, 18 September 2020

City Finance are truly remarkable

City Finance are truly remarkable. They are willing to listen, understand and help. They have backed me, stood by me through personal upheavals. A company that goes the extra mile. Thank you.
Ms Laura Dean, 15 November 2020

Thank you to Sue & the team

Thank you to Sue and the team at City Finance! Excellent service, fast. Very friendly and easy. Approval money within the hour. Would have no hesitation in using them again in the future and I would highly recommend them to anyone.
Mr Scott Lord, 20 November 2020

Fast and friendly service

Fast and friendly service. I have been with City Finance for a while and wouldn't think of going anywhere else. Thank you
Mr John Lye, 13 July 2020

Contact Us

07 3458 9200