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  • Home
  • Our Loans
  • How It Works
    • How It Works
    • Our Loan Rates
    • FAQ’s
  • Who We Lend To
  • Loans For
    • Centrelink Loans
    • Bad Credit Loans
    • Loans For Newly Employed
    • Loans for Pensioners
    • Payday Loans
    • View Our Loans
  • About
    • About Us
    • Our Reviews
    • FAQ’s
    • Blog
  • Existing Customers
    • My Account
    • Apply For Another Loan
    • Manage Repayments
  • Contact Us
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 How Do Personal Loans Work?

Personal loans are relatively easy to qualify for. They can be a great solution if you need a significant amount of money quickly...

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Can’t Afford the Dentist

Do you ever feel like your smile is being held hostage by the costs of dental visits? Many people have faced similar experiences, finding themselves unable to afford the treatments needed...

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Can’t Afford Vet Bills

Do you love your pets but fear giving them the best care due to expensive vet bills? You're not alone. We understand that managing finances can be a challenging endeavour.…

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Can’t Afford Rental Bond – What Can I Do?

When you're looking for a home to rent, the cost of a rental bond can often be one of the biggest obstacles along the way. If your budget is tight, there may not seem like any options available...

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Can’t Afford To Fix My Car

For many car owners, one of the most challenging things to accept is that even in the best-case scenarios, a car breaks down and requires unexpected repairs. When financial struggles make it hard to pay for necessities...

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Who Will Give Me a Loan When No One Else Will?

A poor credit score can be a major stumbling block when getting the loan you need. Have you been knocked back by the bank or credit union and are now wondering who can help? Banks and other lenders often...

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Do No Credit Check Loans Really Exist?

Do you need a loan but aren't sure if your credit score is good enough to get one? Are you worried that taking out a loan could put an unnecessary strain on your financial situation? You may have heard of...

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Warning

WARNING – Do you really need a loan today? It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow. For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor. Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94. The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009. Loans above $2,000 at participating branches only. Lending conditions apply – view our full Terms & Conditions. (*)Disclaimer: loan outcomes may vary. Most outcomes will be within the same business day of application being submitted, as advertised. City Finance offers SACC (small amount credit contracts up to $2000) and MACC (medium amount credit contracts between $2001 to $5000) loans over a loan term between 12 to 52 weeks. For City Finance loans of $2000 or less, an APR does not apply. The maximum you will be charged is a flat 20% establishment fee and a 4% monthly maintenance fee. Other fees may apply according to your loan contract. Representative example: Loan amount of $1000 over 30 weeks (repayable over 30 repayments). $1000 (principal amount) + $200 (20% establishment fee) + $280 (fees based on 4% per month over 30 weeks) = $1480 total repayable in 30 weekly instalments of $49.33. For medium City Finance loans between $2001 and $5000, the annual percentage rate (APR) is 48% per annum. Representative example: Loan amount of $2500 over 30 weeks (repayable over 30 weekly repayments). $2500 (principal amount) + $400 (establishment fee) + $431.80 (reducing interest) = $3331.80 total repayable over weekly instalments of $111.06.

For any enquiries, concerns or complaints please contact us via 07 3458 9200 or email [email protected]