Make Big Plans Happen
Whether you’re buying a car, planning a home renovation, or covering an unexpected expense, City Finance offers a simple way to access up to $10,000 with an easy online application and flexible repayments.

Flexible Loan Amounts
Borrow between $500 and $10,000 to meet your larger financial needs.

Fast Approval
Receive a decision quickly, with same-day or next-day cash deposits.

No Hidden Fees
Clear, straightforward fees with no hidden charges or penalties for early repayment.

Tailored Repayments
Custom repayment plans structured around your lifestyle and income.

Flexible Terms
Enjoy terms designed for real life.
LACC
Large Cash Loans
Why Choose City Finance?
Get a fast decision on your application and, once approved and your contract is signed, funds are sent to your account in as little as 60 seconds. Whether you’re buying a car, renovating your home, or managing unexpected expenses like medical or pet bills, our simple online application makes it easy to get a fast answer.
What Can I Use My Loan For?
You can use your loan for all types of situations life throws at you

Home Renovations
Fund significant home projects, upgrades, or repairs to increase comfort and property value.

Vehicle Purchase or Repairs
Finance a new car, truck, or cover unexpected repairs and registration costs.

Furniture & Appliances
Sometimes a new appliance, or additional furniture is just what is needed to make your home comfortable and functional.

Rental & Moving
City Finance can fund the cost of moving home, such as rental bonds and removalist costs

Travel & Holidays
City Finance can help you create those unforgettable memories and benefit from new experiences that travel offers.

Medical Expenses
Prioritise your health and well-being by using our loans to cover medical expenses, providing the financial support needed for necessary treatments and care.
Our fast and simple online application lets you choose a loan amount and term that makes repayments clear and affordable
How Does a Large Cash Loan Work?

1. Apply Online
Click here to send us your details and apply for a loan

2. Get Approved
Our team provides a decision quickly, typically within 3–4 business hours.

3. Receive Funds
Sign your contract digitally and get your loan deposited directly into your account.