Large Cash Loans

Borrow up to $10,000 quickly and simply

Make Big Plans Happen

Whether you’re buying a car, planning a home renovation, or covering an unexpected expense, City Finance offers a simple way to access up to $10,000 with an easy online application and flexible repayments.

Flexible Loan Amounts

Borrow between $500 and $10,000 to meet your larger financial needs.

Fast Approval

Receive a decision quickly, with same-day or next-day cash deposits.

No Hidden Fees

Clear, straightforward fees with no hidden charges or penalties for early repayment.

Tailored Repayments

Custom repayment plans structured around your lifestyle and income.

Flexible Terms

Enjoy terms designed for real life.

LACC

Large Cash Loans

Why Choose City Finance?

Get a fast decision on your application and, once approved and your contract is signed, funds are sent to your account in as little as 60 seconds. Whether you’re buying a car, renovating your home, or managing unexpected expenses like medical or pet bills, our simple online application makes it easy to get a fast answer.

What Can I Use My Loan For?

You can use your loan for all types of situations life throws at you

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Home Renovations

Fund significant home projects, upgrades, or repairs to increase comfort and property value.

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Vehicle Purchase or Repairs

Finance a new car, truck, or cover unexpected repairs and registration costs.

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Furniture & Appliances

Sometimes a new appliance, or additional furniture is just what is needed to make your home comfortable and functional.

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Rental & Moving

City Finance can fund the cost of moving home, such as rental bonds and removalist costs

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Travel & Holidays

City Finance can help you create those unforgettable memories and benefit from new experiences that travel offers.

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Medical Expenses

Prioritise your health and well-being by using our loans to cover medical expenses, providing the financial support needed for necessary treatments and care.

Our fast and simple online application lets you choose a loan amount and term that makes repayments clear and affordable

How Does a Large Cash Loan Work?

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1. Apply Online

Click here to send us your details and apply for a loan

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2. Get Approved

Our team provides a decision quickly, typically within 3–4 business hours.

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3. Receive Funds

Sign your contract digitally and get your loan deposited directly into your account.

⭐⭐⭐⭐⭐

City finance for fantastic. The application is still in fairly quickly within outcome usually within 24 to 48 hours. Customer service is lovely and the only company that would help me out with the loan when no other one would. Highly recommend.

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Chanelle Ryan
Google Reviews

⭐⭐⭐⭐⭐

Great customer service, they're happy to help out when you need it if something unexpected has happened and you need cash fast, definitely recommend and repayments are tailored to your needs.

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Cassandra Dodd
Google Reviews

⭐⭐⭐⭐⭐

I had a very easy and straight forward experience dealing with City Finance... Very much appreciated the quick flow of decision making displayed. Regards, Graeme

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Graeme Austin
Google Reviews

⭐⭐⭐⭐⭐

Highly highly highly recommended City Finance to anyone. The staff are absolutely amazing and very helpful. My experience the two times I have used their services have been amazing. Thank you guys!

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Lulu Millar
Google Reviews

⭐⭐⭐⭐⭐

Wonderful people very friendly and helpful been with them for some time now and have never had an issue with them always have my payments on time

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Pauline Arrowsmith
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