Terms and Conditions – Refer A Friend Offer

City Finance Australia Pty Ltd

(ABN 28 602 204 473 Australian Credit Licence 469854) (the” Promoter” or “City Finance”)

Eligibility Criteria

To be eligible for the “City Finance Refer A Friend Offer”, you must:

  • Refer a friend to City Finance who takes out a loan at a City Finance branch or online at www.cityfinance.com.au and
  • The above-mentioned friend must agree that they were referred to City Finance by “the referrer” and
  • The above-mentioned friend must be a new customer (never had a loan with any City Finance branch) to City Finance.

If at any time City Finance is of the opinion that the applicant has provided false details, or otherwise entered this offer fraudulently, City Finance has absolute discretion to refuse the offer and has no obligation to provide reasons to the customer for its decision.

Please see “Start and End Dates” for offer commencement and closing dates.

Conditions of Entry

The campaign commences at 9am AEST on 7th September 2020 and concludes 5pm AEST on 7th September 2021. Applications received outside of these dates and times will not be eligible. The offer may be withdrawn at any time.

Entry is open to anyone, except for those who fit into the “Entry Exclusions” (see below). Only one offer per referred person will be accepted.

Entry Exclusions

Entry is not open to the following:

  • Non-Australian residents
  • Customers under the age of 18
  • City Finance directors, management, employees or their immediate family
  • Franchisees, employees or their immediate family

Details and Values of Offer               

Cash amount dependent on the value of the loan ($500 to $5000) and is limited between $50.00 and $100.00 and at the sole discretion of City Finance.

The referred friend will have $50 taken off the balance of their loan once they have made two successful contracted payments on their new loan.

No Responsibility for Emails or Facebook Private Messages

City Finance assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to or alteration of any online offer applications, Facebook private messenger or email communications.

Privacy Policy

Handling Your Information

City Finance will handle your personal information in accordance with the “National Privacy Principles”, and in particular, the recent amendments introduced by the Privacy Amendment (Enhancing Privacy Protection) Act 2012. By entering this offer, you consent to your personal information being used by City Finance for marketing purposes, including the publication of your name (including tagging) on the City Finance website, social media pages and other publicly available information. City Finance may also contact you by email from time to time with financial offers, products, services or other promotional offers that may be suitable to you.


If you prefer not to receive marketing information from us, you may opt-out at any time by clicking on the unsubscribe link within the emails that City Finance sends you which will remove your email address from our email client database.


If you have any concerns or questions on how City Finance deals with your personal information, please feel free to contact our Privacy Manager on (07) 3458 9200.


Not to be used in conjunction with any other offer

Normal lending criteria applies

Financial Health Warning: Any financial product advertised here does not take into account your objectives, financial situation or needs, which you should consider before proceeding with an application.